Privacy Policy

Effective date: July 31, 2026

DentaFund ("we," "us") is an educational website operated by Cosmic Phoenix LLC, a Wyoming limited liability company. We help people understand and compare options for financing dental care. We are not a lender, bank, or credit broker; we do not make credit decisions. This policy explains what information we collect, how we use and share it, and the choices you have. By using dentafund.com, you agree to this policy.

Information we collect

Information you provide. If you use our contact form, tools (such as Path Check or our calculators), or email us, we may collect the information you choose to enter — such as your name, email address, phone number, state, and details about your dental financing situation. Our tools work with the information you type in; we do not pull credit reports, and we never ask for your Social Security number, bank credentials, or payment card details.

Information collected automatically. Like most websites, we collect technical data through cookies and similar technologies: IP address, approximate location, browser and device type, pages viewed, referring URLs, and interaction data. We use Google Analytics for this. See our Cookie Policy.

Information from partners. If you interact with a financing partner’s tool or offer through our site, that partner may share limited information with us (such as confirmation that a request was submitted) for attribution and program administration.

How we use information

We use information to operate and improve the site; respond to your inquiries; connect you, at your request, with financing providers and related resources; measure content performance; prevent fraud and abuse; and comply with legal obligations. We may send you emails you request; every marketing email includes an unsubscribe link.

How we share information

• Financing partners and marketplaces. When you use a tool, form, or link on our site to request financing information, quotes, or offers, the information you provide may be shared with the financing marketplaces, lenders, or service providers relevant to your request (for example, loan comparison marketplaces we partner with) so they can respond to it. Their use of your information is governed by their own privacy policies, which we encourage you to read before submitting a request. We may receive compensation from these partners — see our Advertising and Partner Disclosures.
• Service providers. We use vendors for hosting, analytics, and email delivery. They may process your information only to provide those services to us.
• Legal and safety. We may disclose information to comply with law, respond to lawful requests, enforce our terms, or protect rights, safety, and property.
• Business transfers. If our business is sold or reorganized, information may transfer as part of that transaction under this policy’s protections.

We do not share your information with third parties for their own unrelated marketing.

Sale and sharing under state privacy laws

Some state laws define "sale" or "sharing" of personal information broadly enough to include referral arrangements like ours or the use of advertising analytics. To the extent our disclosures qualify, you have the right to opt out at any time — see Do Not Sell or Share My Personal Information. We also honor the Global Privacy Control (GPC) browser signal where required by law.

Your privacy rights

Depending on your state (including California, Colorado, Connecticut, Texas, Utah, and Virginia), you may have the right to: know what personal information we hold about you; access a copy of it; correct inaccuracies; delete it; opt out of sale, sharing, or targeted advertising; appeal a decision we make on your request; and not be discriminated against for exercising these rights. To exercise any right, email hello@dentafund.com with the subject "Privacy Request." We will verify your identity using reasonable means (typically by matching the email address you used with us) and respond within the time required by your state’s law (generally 45 days, extendable once with notice). You may use an authorized agent; we may ask the agent for proof of authorization.

Retention

We keep personal information only as long as needed for the purposes above: contact and tool submissions for up to 24 months after last activity, analytics data per our analytics provider’s standard retention, and records we must keep for legal or accounting reasons for their required period. When no longer needed, information is deleted or de-identified.

Security

We use HTTPS across the site, restrict access to personal information, and use reputable providers for hosting and email. No method of transmission or storage is completely secure; if you believe your interaction with us has been compromised, contact us immediately.

Children

DentaFund is intended for adults. We do not knowingly collect personal information from anyone under 18. If you believe a minor has provided us information, contact us and we will delete it.

United States operation

The site is operated from the United States. If you access it from elsewhere, your information will be processed in the US.

Changes and contact

We may update this policy; material changes will be reflected in the effective date above. Questions or requests: hello@dentafund.com, or by mail: Cosmic Phoenix LLC, 1621 Central Ave #59907, Cheyenne, WY 82001.